How to get a loan for MTS "On Full Trust"? All ways to borrow money for mts.

Funds on a mobile phone always run out at the most inopportune moment, which is especially annoying when you need to make an urgent call. There are several ways to quickly replenish your account via the Internet, in communication stores, through terminals and in other ways. However, there are times when the owner of the phone cannot use any of these options.

That is why Russian mobile operators have come up with a lot of ways out of this situation. The article describes in detail how to borrow from MTS to clients of a mobile operator in the absence of money on the phone's balance. You just need to use the convenient options using the keyboard of your mobile device or by visiting the official website mts.ru.

How to borrow on MTS

You can top up your account using the following services:

1. "On complete confidence";
2. "Promised payment".

Service "On full trust"

"Full trust" from the operator means that there will definitely not be a sudden blocking of the phone with a zero or negative balance. By choosing this option, you should pay all the costs of telephone communications on a monthly basis, otherwise borrowing from MTS will become impossible.

These additional services have a limited limit. for instance, all users can use the options in the phone, spending an additional 300 rubles. The score in this case will be negative. MTS clients who spent more than 500 rubles a month on communications for six months have a 2-fold increase in the amount of funds lent. After a subscriber who, for 6 months, could periodically borrow money from MTS, he will be able to have a limit of 750 rubles.

This additional feature is connected free of charge and does not require additional waste in the form of subscription fees. Borrowing money is very easy, just dial the code on the dial of the phone: *111*32 # , then press the green call button.

The service "On full trust" will allow you to use the services with a zero balance.

After this operation, within a few minutes, you will receive an SMS notification informing about the status of the order (approved or not). Also, clients of this company can connect via the Internet. To do this, go to the mts.ru website and select the "Internet Assistant" service. By choosing the latter method, the company will award bonuses in the amount of 120 points as a thank you.

Anyone who chooses such a mobile operator can use this method of a loan for urgent calls, except for those who use the following tariff plans:

1. "Guest";
2. "Your country";
3. MTS Connect;
4. MTS iPad;
5. "Cool".

Promised payment service

The Promised Payment option allows you to borrow money with a limit of 800 rubles. The approved loan amount depends on several factors:

1. experience of cooperation with the company;
2. average monthly communication costs for the user.

To find out how to borrow money on MTS, and what limit will be approved by you, there is a simple formula for calculating.

For example, if spending on telephone calls and mobile Internet costs a person no more than 300 rubles, then the available loan will be no more than 200 rubles. In the event that a mobile operator receives from a person 300-500 rubles a month, the operator will provide a loan of up to 400 rubles. And the owners of cell phones who actively use this cellular operator and spend 501 rubles or more every month, get the opportunity to call with an additional balance of up to 800 rubles on account of the debt, which must be returned by replenishing their own phone account.

This function is ideal for people who, for some reason, do not have time to keep track of the balance on their phone and do not have the opportunity to urgently replenish the account on their phone. The service works even with a negative account. The subscriber will be able to use any services and will not even notice that there are no funds on the balance.

An important limitation that should be noted: the balance at the time of the loan may be negative, but not more than 30 rubles of debt. If the balance is above zero, the subscriber, when typing a command, will automatically receive 50 rubles.

In that case, if the user decides to take a small amount as a loan(less than 30 rubles), no payment, except for the repayment of the debt, is provided... You can borrow and use this service without harming your wallet. If you need a more significant amount, you will have to pay a commission of 7 rubles for each promised payment.

Connection of services on the MTS website

If the SIM card was not used for a long time or did not use it at all, there were no communication costs, but you need to call urgently, you can always get 50 rubles in debt. MTS tries to warn its subscribers in advance that you cannot use the Promised Payment and Full Trust services at the same time. You need to choose one option that is right for you.

How to pay off a debt to a mobile operator: the Promised Payment service

If there is an opportunity to pay the debt, it will be the right decision to take advantage of this. If you cannot fully cover the debt due to lack of funds, then the Promised Payment service will be partially repaid.

There are limits within which it is necessary to pay off debts - 7 days from the moment of issuing additional funds from the company serving the number. In case of delay in payment, the number will be blocked. Only after this time it will be possible to return the debt to the telecom operator.

There are several ways to borrow money thanks to an option called "Promised Payment" from the mobile operator MTS:

1. dial the code on your mobile phone: *111*123# to activate the service automatically using the context menu;
2. dial the number 1113 , then the operator will connect the service at your request;
3. if the Internet is at hand, you should download the official MTS website and visit the "Payment" section to find an additional subsection "Promised payment".

Debt repayment on the MTS website

This service will be activated instantly, in confirmation of this action, the client will receive an SMS notification. From time to time, the terms of the promotion are changed. To keep track of such innovations, if necessary, you can visit the official website of your telecom operator.

Anyone can experience a situation when the phone runs out of money abruptly, and there is simply no one to ask for. Mobile operator MTS understands its subscribers and provides them with the Promised payment service on MTS. This service allows you to replenish your phone account on credit and thus stay in touch.

But sometimes, when money for a phone is very urgently needed, the ways in which you can take the promised payment on MTS are forgotten. To find out how to borrow money on MTS, this article will help you.

There are several ways to use the service.

The first - the easiest way - is to send a short USSD request

* 111 * 123 # [call button].

After that, within a few minutes, you will receive a trust payment to your account.

The second way is to call a short free number

And finally, the third way is to take the promised payment to MTS via the Internet. To do this, go to the official website of the Internet Assistant from MTS

with text

25 [your password].

The length of the password can vary from 6 to 10 characters, and the password itself must contain at least one number, at least one uppercase and lowercase letters.

Possible amount of the promised payment to MTS.

With how to borrow on MTS, everything is clear. However, how much can you get to your account using the service? In fact, you can determine the amount of the trust payment yourself! But, of course, there are reasonable limits for this.

The amount of the promised payment directly depends on the amount of money you spend per month on mobile communications.

By the way, with a positive balance, a trust payment of 50 rubles will always be available to you.

In general, you can only take the promised payment once before recharging your account. But for active users of the MTS network, who spend more than 500 rubles a month on communications, and who have access to a trust payment of 800 rubles, they can re-borrow on MTS without paying off their past debt. But, of course, the total amount of the payment should not exceed the permissible 800 rubles.

Terms of trust payment on MTS.

However, remember that, like any other service provided by the mobile operator MTS, the Trust Payment has its limitations. Therefore, in order to take the promised payment to MTS, you must first familiarize yourself with the following rules:

1. Only users who are not serviced using the credit method of settlements can take a trust payment on MTS;
2. The service is not available to subscribers with “Guest”, “Your Country” and “MTS iPad” tariff plans, as well as subscribers who have activated the “On Full Trust” and “Credit” tariff options;
3. Each subscriber can take the promised payment to MTS only once until the debt is covered, except for those cases when the subscriber is given the opportunity to take a second trust payment;
4. The amount of the promised payment is available within 7 days. Upon the expiration of this period, the full amount of the debt will be withdrawn from the account, and the SIM card will become unavailable until the account is replenished in an amount exceeding the amount of the debt;
5. If the amount of the promised payment does not exceed 20 rubles, the service is provided free of charge; otherwise, the service fee will be 5 rubles for each promised payment taken;
6. You can take a trust payment on MTS only with a balance of at least - 30 rubles;
7. If you are a new subscriber (active use of a SIM card is less than 60 days), or on the first day of a new month you have an outstanding debt, the promised payment is not provided to you.

Tell me, does MTS have some function that allows you to use their services on credit? My work is connected with frequent calls, and sometimes the balance is reset at the most inopportune time. Previously, I used the services of another operator, there was such a useful option, but here I can't find something on their website.

Angelina, 23 years old

Sound familiar? For sure! The situation when an MTS subscriber suddenly runs out of money on his account, and there is no way to put it there in the near future, but it is not at all uncommon to continue using the phone. What to do in such a situation, how to borrow money on MTS directly from a telecom operator?

More about the service

The way how to borrow money on MTS to replenish an account is available to clients of this operator who use its service for more than 60 calendar days and have no debts on other personal accounts. The option with the self-explanatory name "promised payment" is provided for a period of 1 to 3 days.

The maximum possible loan amount varies based on the monthly expenses of the subscriber for communication and can reach 800 rubles... Within this maximum amount, the subscriber can each time choose how much exactly he wants to receive money on loan from MTS. In doing so, his own the balance before applying for a loan should not be lower than minus RUB 30.

How to borrow money on MTS on debt: instructions for connecting

As with other options and services, you can enable the promised payment in one of several convenient ways:

• through the subscriber's personal account (the required function can be found in the "payment" section). Before activating the service, you will need to indicate the amount and the period of its validity.
• using a digital USSD command. On the phone, you need to dial the combination * 111 * 123 # and press the button making a call. Further, the service menu will offer to choose what specific amount the subscriber wants to receive on his account, and then confirm the connection of the service.
• by calling the service number 1113 and following the prompts of the voice assistant.

Price

The price of the promised payment varies with its size.

The commission is debited for each promised payment connected by the user at the end of its validity period, together with the main amount of the debt.

If the subscriber refills his account before the expiration of this period, then at this moment, respectively.

With regular spending on communication, so that you do not have to think about how to borrow money from MTS and not spend money on a commission for this service, the subscriber It will be more convenient to connect auto payment with one of your bank cards... This will make it possible to replenish the phone balance automatically when it drops to the specified amount.

Are there any incomprehensible moments? Did we not mention any of the methods for connecting the described service? Feel free to ask questions or share information in the comments.

It is very important for a modern person to always stay in touch. For this to be possible, it is necessary regularly, otherwise, the subscriber is deprived of the opportunity to make outgoing calls, send messages, access the Internet, etc. Mobile operators are well aware that any of their clients can simply forget to pay for cellular services on time or temporarily lose this opportunity.

Especially for such cases, services have been developed that allow subscribers to stay in touch even in the absence of an opportunity to top up their phone balance. Every operator has similar services, including MTS. As one of the leaders in the mobile communications market, this operator could not help but take care of clients who are deprived of the opportunity to transfer funds to their personal account. In this article, we will just look at how to borrow money for mts. There are two ways to get a certain amount from the operator for temporary use, and the website editorial staff will introduce you to both.

How to borrow on MTS

The MTS company provides an opportunity to get money on loan to the phone account in two ways. MTS subscribers can use the services "Promised payment" and "On full trust"... Both services allow you to borrow from the operator, but there are significant differences between these options, so you should consider each of them separately.

Promised payment service

The Promised Payment service is available for almost every subscriber of the MTS operator. The option is activated by dialing a special USSD command or a service number on the phone. The service allows you to top up the balance by a maximum of 800 rubles, while each subscriber determines the optimal payment amount for himself. However, there is a small nuance here. If a subscriber spends less than 300 rubles a month, then within the framework of the Promised Payment service it will be possible to receive no more than 200 rubles. The maximum amount is available for those who spend more than 500 rubles every month. You need to return the borrowed funds three days after activating the service.

You can activate the service in one of the following ways:

• Dial the USSD command: * 111 * 123 # ;
• Call 1113 ;
• Connect the service using the possibilities. To do this, in the main menu of the self-service system, open the "Payment" section, then select "Promised payment".

You will have to pay a commission for the service, the amount of which depends on the amount of the promised payment. If you borrowed from the operator an amount not exceeding 100 rubles, then after three days, 7 rubles will be debited from the account along with this amount. If you borrowed more than 500 rubles from an operator, then the commission will be 50 rubles. It is also worth noting that subscribers using the tariffs of the "Guest", "Your Country", "MTS iPad" and "Basic 092013" line will not be able to use the service. Also, the service is not available for subscribers who use a SIM card for less than two months.

Service "On full trust"

Speaking about how to borrow money for mts, you should also consider the service "On full trust". This option, like the "Promised Payment", allows MTS subscribers to get the opportunity to use mobile services on credit. Despite the general purpose, these services have differences. Activation of the option "On full trust" gives the subscriber the opportunity to continue using cellular services until the balance of money on the front account reaches minus 300 rubles. After six months of using the service, the subscriber can increase the limit to 600 rubles. True, to make this possible, it is necessary to spend at least 500 rubles a month on communication within 6 months. As part of this service, you can get a more solid limit. Such an opportunity will be available only for reliable customers who have already managed to prove themselves on the positive side. If you are not satisfied with the limit of 600 rubles and you have been using the "On complete trust" service for quite some time, then just discuss the possibility of increasing the limit.

Unlike the promised payment, the Full Trust service does not imply any commission or monthly fee. That is, you can use the service for free. To activate the service, use the USSD command: * 111 * 32 # . The same command is used to disable the service. Also, the subscriber can activate or deactivate the service in the MTS personal account. The limit is controlled via the USSD command * 111 * 2136 # or in your personal account.

Alternative solutions

Before borrowing on MTS, it makes sense to consider services that allow you to stay in touch at zero. For example, a subscriber can use the services "Call me" or "Top up my account". We will not consider these two services in detail now, since we have already done this in previous articles. If you are interested in these services, we recommend that you familiarize yourself with the articles "" and "".

Special attention should be paid to the "Help out" service. With the "Help out" service, the subscriber gets the opportunity to make calls and send messages to other MTS subscribers at their expense. That is, if your balance is out of money, using this service you will be able to stay in touch. The "Help Out" service is completely free and does not require activation. To send a free SMS, dial the subscriber's number with the prefix 5880. That is, if you need to send a message at the expense of a subscriber with the number 89883814227, then you need to send an SMS to the number 58809883814227. The subscriber to whom the SMS is addressed will receive a notification that a message has been delivered to him, to read which you need to pay for it in accordance with the terms of the current tariff plan.

The call is made in the same way at the expense of the subscriber. That is, before the phone number, you need to specify the digits 0880. To connect with another subscriber becomes possible, he will need to agree to pay for the call at his own expense. The autoinformer will offer to press the number 1 to accept the call, or reject it by pressing the number 0. More detailed information about the service can be found on the operator's website.

This concludes this article. Now you know how to borrow money for mts and what other services you can use with a negative balance.