Relocation from emergency housing: judicial practice. Relocation of citizens from emergency housing Targeted program for resettlement from emergency housing

The latest news about the resettlement of citizens from dilapidated and dilapidated housing in 2019 suggests that the main points have already been revised and the procedure for carrying out this procedure will be completely different than in previous periods.

Today, the resettlement of dilapidated and emergency buildings is carried out at the expense of budgetary allocations, which makes it possible for owners, regardless of their earnings, to receive a new apartment for free. The amendments did not affect this part this year, but significantly changed the procedure for recognizing high-rise buildings as unfit for habitation. Let's look at the new provisions in more detail and highlight those points that you should pay attention to.

According to current legislative norms, in Russia, starting next year, a different procedure for recognizing housing as dilapidated and unsafe will be in effect.

The following characteristics may serve as grounds for classifying a building as unsuitable for habitation:

1. The house has a deformed foundation and cannot be restored or repaired.
2. There are no communications in the room, for example, electrical wiring or plumbing.
3. The house is not connected to the central heating system, and each apartment is heated individually.
4. The apartments do not have windows, which does not provide enough light to maintain normal health for the residents.
5. Living spaces contain a large amount of toxic substances, which is contrary to Russian Federation standards.

If at least one of the characteristics is present in a certain building, then the house is considered unfit for habitation and must be demolished.

Rules for the resettlement of residents

As part of the state program, the resettlement of citizens in the period 2016-2020 will take place according to new rules:

1. The new living space must correspond to the old one in size or to the criteria established by the state - 18 square meters. meters per resident. For example, if a family of 4 lived in a room of 40 square meters. meters, then she can count on receiving a new home with an area of ​​72 square meters. meters and more.
2. The resettlement of citizens should take place in houses where living conditions will not be worse than in the old apartment.
3. First of all, new housing is provided to people who have no other options for living.
4. If the homeowner lives in another place, and the building in which the apartment is located is included in the list of emergency buildings, he is not entitled to a new living space, but compensation is paid.

Changes after 2019

At the end of this year, the state resettlement program will cease to operate in its previous form. Under the new procedure for obtaining apartments, owners are provided with an additional payment for living space.

The main goal of this innovation is to increase the responsibility of the population for new apartments. In addition, the purpose of introducing payment presupposes the possibility of choosing the living space where the owners of dilapidated housing will move in. For example, if a citizen wants to remain living in the old area, then he will have to contribute a certain amount towards the construction of new housing.

For residents of historical areas, the state program provides for separate conditions of participation, under which the owners will be able to choose a new place of residence independently.

What if the owners cannot pay the required amount?

The likelihood that owners will not be able to deposit the required amount of money is very high. In this case, another option for obtaining housing is provided - signing a social rent agreement. This method involves registering a non-commercial lease of residential premises with subsequent purchase. In other words, the resident pays only for utilities. You can count on this option:

• residents with disabilities;
• low-income and large families;
• persons of retirement age.

All other groups of citizens who have chosen social rent will be required, in addition to utility bills, to pay monthly rent - up to 70 percent of the market rental of residential premises.

It is important to note that new apartments from the state will no longer be provided free of charge from September 2019. The new procedure will apply to housing that is deemed uninhabitable in October.

What is the essence of the changes made?

On the one hand, many people participating in the project will think that these measures are very strict and were taken specifically to deprive citizens of their living space, but there is also a logic in the decision taken. Very often, government projects involve people who specifically purchase old housing in order to then get a new apartment and sell it profitably.

The program is designed to provide people who really need it with new living space. Innovations will make it possible to solve this problem much faster and at the same time get an apartment for families, especially those in need, without turning to the bank for a mortgage loan.

Conclusion

Starting next year, the resettlement program will operate under different conditions, and people will no longer be able to get new housing completely free of charge. The requirements for recognizing buildings as dilapidated and unsafe will also become more stringent. Persons who cannot pay the required payment for new housing will have the opportunity to sign a social rental agreement, but will still have to pay for the use of living space, but on a monthly basis.

1. The regional targeted program for the resettlement of citizens from emergency housing stock is approved by the highest executive body of state power of the constituent entity of the Russian Federation. If such a program begins after January 1, 2019, it is approved for the period until September 1, 2025.

2. A regional targeted program for the resettlement of citizens from emergency housing stock should contain, in particular:

1) a list of apartment buildings recognized before January 1, 2017 in accordance with the established procedure as unsafe and subject to demolition or reconstruction due to physical wear and tear during their operation;

(see text in the previous edition)

2) the period for relocation of citizens from each apartment building included in the list specified in paragraph 1 of this part. At the same time, citizens from apartment buildings that are located on the territory of the municipality and the year of recognition of which as emergency and subject to demolition or reconstruction precedes the years of recognition as emergency and subject to demolition or reconstruction of other apartment buildings located on the territory of this municipal entity, as well as from apartment buildings if there is a threat of their collapse or when relocating citizens on the basis of a court decision that has entered into legal force. If several apartment buildings, recognized as unsafe and subject to demolition or reconstruction in different years, are located within the boundaries of one element of the planning structure (block, microdistrict) or adjacent elements of the planning structure, the resettlement of citizens from these houses can be carried out within one stage of the regional targeted programs for relocating citizens from emergency housing stock;

(see text in the previous edition)

3) the amount of shared financing from the budgets of the constituent entities of the Russian Federation, local budgets and (or) extra-budgetary funds for the resettlement of citizens from emergency housing stock for the entire period of operation of this program and broken down by stages of this program;

(see text in the previous edition)

4) justification for the amount of funds provided for in paragraph 3 of this part, indicating the methods for relocating citizens from emergency housing stock, the planned cost of residential premises provided to citizens in accordance with this Federal Law per one square meter of the total area of ​​residential premises, the planned amount of compensation for seized residential premises, paid in accordance with Article 32 of the Housing Code of the Russian Federation;

(see text in the previous edition)

5) planned indicators for the implementation of this program, reflecting the total area of ​​emergency housing stock, the resettlement of citizens from which is provided for by this program as a whole and each of its stages, which means the part of this program financed using financial support from the Fund, the decision to provide which is accepted on the basis of applications submitted by constituent entities of the Russian Federation in one calendar year and which must be implemented no later than the deadline established by part 11 of this article. The total area of ​​the emergency housing stock, the resettlement of citizens from which is provided for by the stage of the regional targeted program for the relocation of citizens from the emergency housing stock (hereinafter referred to as the size of the stage of the regional targeted program for the resettlement of citizens from the emergency housing stock), must comply with the requirements of Part 2.1 of this article.

(see text in the previous edition)

2.1. The size of the current year stage of the regional targeted program for the relocation of citizens from emergency housing stock, together with the size of the current year stage of the regional targeted program for the resettlement of citizens from emergency housing stock, taking into account the need to develop low-rise housing construction, should be no less than the product of the balance of the emergency housing stock located on territory of a constituent entity of the Russian Federation, and privately dividing the unused limit of funds for the resettlement of citizens from emergency housing located on the territory of this constituent entity of the Russian Federation, by an amount equal to the amount of funds from this limit and the forecast increase in the limit of funds for the resettlement of citizens calculated for this constituent entity of the Russian Federation from the emergency housing stock in the coming years until 2025 inclusive. Moreover, if the total size of the stages of such programs for any year exceeds the size of the minimum total size of the specified stages of the current year, calculated in the specified order, the total size of the stages of such programs for subsequent years may be less than the minimum size of the stages by the amount of this excess. The size of the 2024 stage of the regional targeted program for relocating citizens from emergency housing stock should be equal to the balance of the emergency housing stock. At the same time, the remainder of the emergency housing stock located on the territory of a constituent entity of the Russian Federation is understood as the total area of ​​the emergency housing stock that was not included in the stages of previous years of the regional targeted program for the resettlement of citizens from emergency housing stock, including the regional targeted program for the resettlement of citizens from emergency housing stock, taking into account the need to develop low-rise housing construction. The specifics of determining the minimum size of a stage of a regional targeted program for the resettlement of citizens from emergency housing stock may be established by a regulatory legal act of the Government of the Russian Federation. In the event of an increase in the limit of funds calculated for a constituent entity of the Russian Federation for the resettlement of citizens from emergency housing stock on the basis of a decision of the Supervisory Board of the Fund adopted in accordance with Part 9 of Article 17 of this Federal Law, or a decision adopted in the manner and under the conditions established by the Government of the Russian Federation Federation, the increase in this limit and changes in its forecast increase are not taken into account for the purposes of determining the minimum size of the stage of a regional targeted program for the resettlement of citizens from emergency housing stock, including such a program taking into account the need to develop low-rise housing construction.

(see text in the previous edition)

2.2. It is not allowed to make changes to the regional targeted program for the resettlement of citizens from emergency housing stock that lead to a violation of the requirements established by parts 2 and 2.1 of this article.

3. Relocation of citizens from emergency housing stock is carried out in accordance with housing legislation. Residential premises provided to citizens when they are resettled in accordance with this Federal Law from emergency housing stock may be located at their place of residence within the boundaries of the relevant locality or, with the consent in writing of these citizens, within the boundaries of another locality of the subject of the Russian Federation on whose territory previously occupied residential premises are located. At the same time, refusals, including repeated refusals, of citizens from the residential premises provided to them within the boundaries of another locality cannot be grounds for refusal to provide them with other residential premises for the purpose of relocation from emergency housing within the boundaries of the locality at the place of their residence or to borders of another populated area of ​​the subject of the Russian Federation, on the territory of which the previously occupied residential premises are located.

(see text in the previous edition)

(see text in the previous edition)

6. The funds of the Fund, funds of shared financing from the budget of a constituent entity of the Russian Federation and (or) funds from local budgets are spent on the purchase of residential premises in apartment buildings (including apartment buildings whose construction has not been completed, including apartment buildings under construction (created) ) with the involvement of funds from citizens and (or) legal entities) or in houses specified in paragraph 2 of part 2 of Article 49 of the Town Planning Code of the Russian Federation, for the construction of such houses, as well as for payments to persons who own residential premises included in emergency housing stock, compensation for seized residential premises in accordance with Article 32 of the Housing Code of the Russian Federation. At the same time, it is not allowed to attract extra-budgetary funds for the construction of apartment buildings and houses specified in paragraph 2 of part 2 of Article 49 of the Urban Planning Code of the Russian Federation, if they are built (created) by constituent entities of the Russian Federation or municipalities at the expense of the Fund, equity financing at the expense of budgets of the constituent entities of the Russian Federation and (or) funds from local budgets.

(see text in the previous edition)

6.1. Local government bodies have the right to conclude, at the expense of the funds specified in part 6 of this article, municipal contracts for the purchase of residential premises, which are standard housing and built on land plots transferred by a unified development institution in the housing sector for free use or rent for the construction of standard housing, for the integrated development of the territory, which includes the construction of standard housing, or for the construction of standard housing in the minimum required volume, for the integrated development of the territory, which also includes the construction of the minimum required volume of standard housing and other housing construction, in accordance with the Federal Law of July 24, 2008 N 161-FZ “On promoting the development of housing construction”.

(see text in the previous edition)

(see text in the previous edition)

9. State registration of the emergence and transfer of ownership of residential premises, which are provided to citizens in accordance with this Federal Law, is carried out within no more than five working days from the date of filing the application and the documents necessary for such state registration.

10. Regional targeted programs for the resettlement of citizens from dilapidated housing stock, including such programs taking into account the need to stimulate the development of the housing market and taking into account the need to develop low-rise housing construction, or stages of these programs, for the implementation of which financial support was provided until December 31, 2010 at the expense of the Fund, must be implemented before January 1, 2012. At the same time, by the specified date, the number of citizens resettled from dilapidated housing stock in accordance with regional targeted programs for the resettlement of citizens from dilapidated housing stock, including in accordance with regional programs for the resettlement of citizens from dilapidated housing stock, taking into account the need to develop low-rise housing construction, and the number of citizens to whom, in accordance with these programs, compensation was paid for seized residential premises, in the aggregate should not be less than specified in these programs on the date of filing the corresponding application for financial support from the Fund for the number of citizens who were subject to resettlement and for whose resettlement The Fund, in accordance with the submitted applications, provided financial support, or the total area of ​​the emergency housing stock from which citizens were resettled (including the total area of ​​residential premises for the removal of which citizens were paid compensation) in accordance with these regional targeted programs should not be less than the total area of ​​the emergency housing stock indicated in these programs on the date of filing the corresponding application for financial support from the Fund, and for resettlement from which the Fund provided financial support in accordance with the submitted applications.

Getting a new living space is always associated with many questions. And when it comes to resettlement, their number is rapidly increasing. In this article, we have prepared detailed instructions on the procedure for relocating from dilapidated housing, taking into account all the necessary nuances of the procedure.

○ The concept of dilapidated and emergency housing.

The legislation does not define the definition of dilapidated housing, but in practice this category includes real estate whose wear and tear is:

• 65% for wooden buildings and attics.
• 70% for brick buildings.

At the same time, load-bearing structures do not pose a threat to the life and health of residents. The main difference between emergency housing and dilapidated housing is precisely that the wear of structures exceeds the standards, creating the threat of collapse.

To determine the condition of the building, an application for assessment of the living space is sent to a specially created interdepartmental commission. After receiving the petition, the commission has 30 days to make a decision. The solution could be as follows:

• Recognize the living space as suitable for further residence.
• Carry out major repairs and/or reconstruction/redevelopment.
• Recognize the housing as unfit for habitation due to non-compliance with established legal standards.
• Assign the house emergency status and recognize it as subject to reconstruction or demolition.

○ Resettlement program.

The resettlement of dilapidated houses is included in the targeted federal program " Housing", which was originally calculated for 2002-2010. However, not all regions were able to complete the tasks on time, so the program was extended until September 31, 2017. After its completion, residents of dilapidated and unsafe houses must have comfortable living space within the boundaries of the locality in which the previous one was located.

○ Who carries out the resettlement.

The decision on the need for relocation is made by an interdepartmental commission based on an expert opinion on the condition of the house. If the issue is resolved positively, a resettlement program is developed by local authorities.

In addition to the application, the resident is required to:

• Title documents (copies).
• Reconstruction project (when transferring non-residential premises to residential status).
• An expert inspection report declaring housing unfit for habitation.
• Other documents at the discretion of the applicant.

Regional authorities independently set resettlement deadlines in accordance with the law.

○ Stages of resettlement.

Resettlement involves going through certain stages.

✔ Register of unsuitable housing.

All buildings that are found unsuitable for habitation are entered into a special register. Thanks to this recording, it has become much easier to find out the status of your request. Just go to the website of the Ministry of Capital Construction and view the list of houses subject to resettlement. It is also still possible to find out whether a particular object is included in the register by contacting local governments or structures specially created by them. Resettlement is carried out within the time limits provided for by municipal programs. At the same time, it is possible to apply for a reduction in terms if further residence poses a real threat to life.

✔ Choosing housing for resettlement.

When relocating, residents are offered living space in buildings that were erected specifically for the program for the resettlement of dilapidated housing. At the same time, the area of ​​the new place of residence should not be less than the previous one (for owners) and comply with accepted state standards per person (for tenants). In rare cases, it is possible to move into apartments from the secondary residential market.

Residents have the right to refuse the offered living space and receive compensation in the amount of the market value of their housing.

✔ Conclusion of contracts.

The owners enter into an exchange agreement with local authorities, according to which:

• The parties agree on the area of ​​the new living space and the level of its amenities;
• The resident is provided with an apartment in the same area where the previous one was located;
• By agreement of the parties to the agreement, housing may be provided outside the region, but it must be located on the territory of the region in which the dilapidated housing was located.

If a resident owns housing under a social rental agreement, he enters into a new agreement with the authorities on the same conditions. In this case, the size of housing is determined based on the required number of square meters per person.

✔ Moving.

Relocation to new apartments is carried out within 1 year from the date of the expert decision on the need to demolish the house and within 1 month after the conclusion of the relevant agreement. Resettlement occurs in strict order of registration and as new apartment buildings are built.

Expenses incurred during the move will be covered by local authorities.

○ Payment of the purchase price to residents.

When demolishing emergency housing, you can refuse to move and receive monetary compensation. In this case, the state purchases the living space and the apartment is sold at auction. The owner is required to pay an amount corresponding to the market value of the property. At the same time, the losses that a citizen incurs when moving must also be taken into account.

Payment is carried out within the terms stipulated by the contract in the form of a non-cash payment and is of a targeted nature. Accordingly, the funds received should be spent only on the purchase of new housing. If a citizen already has an apartment, the money can be spent on other purposes, but only if the appropriate permission is obtained from the municipality.

○ Features of resettlement:

The legislation provides for the nuances of relocation for owners of emergency housing and their tenants.

✔ For owners.

If a resident has privatized living space and is its owner, he can count on the following rights when resettling:

• Living space of similar size (in area and number of rooms).
• Getting housing in the same area.

In this case, the owner may refuse to receive a new apartment and demand compensation in the amount of its market value.

✔ For employers.

If the living space is used under a social rental agreement, upon resettlement residents can count on:

• Area according to the number of legal square meters per person;
• Housing amenities;
• Location within the same locality.

• “Provided to citizens in connection with eviction on the grounds provided for in Articles 86 - 88 of this Code, other residential premises under a social tenancy agreement must be comfortable in relation to the conditions of the relevant locality, equivalent in total area to the previously occupied residential premises, meet established requirements and be located within the boundaries of this locality. In cases provided for by federal law, such provided residential premises, with the written consent of citizens, may be located within the boundaries of another populated area of ​​a constituent entity of the Russian Federation, on the territory of which the previously occupied residential premises are located. In cases provided for by federal law, citizens who are registered as needing residential premises or have the right to be registered are provided with residential premises according to the provision standards. If the tenant and his family members living with him before eviction occupied an apartment or at least two rooms, the tenant accordingly has the right to receive an apartment or to receive living quarters consisting of the same number of rooms in a communal apartment. Residential premises provided to a citizen evicted by court must be indicated in the court decision on eviction (Article 89 of the Housing Code of the Russian Federation).”

There are still citizens in our country who live in uncomfortable and dilapidated housing.

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How does the government solve this problem? Are there any government programs?

Real estate objects

Today, our country has a federal program for the relocation of citizens living in dilapidated or dilapidated housing. This program was designed for the period from 2013 to 2019.

2017 has already arrived, and there is still a lot of such housing in Russia. Therefore, it was decided to extend the program, but for each specific region.

But now, first of all, those citizens who are in a difficult financial situation will be resettled.

That is, they do not own any other housing and do not have the means to buy it without government support.

Who can count

Russians can use housing either by owning it or by entering into a contract with the state.

But, if housing is recognized as unsafe and unfit for habitation, both have the right to resettlement and receive comfortable housing.

The order of provision of municipal housing (less commonly, ownership) in our country is as follows:

That is, those citizens who live in dilapidated houses are resettled by the state first.

If housing is provided under a social tenancy agreement, then after it is recognized as unfit for habitation, the owner must provide the residents with other housing, but one that complies with the requirements of the law.

If the premises are owned, the owner can demand compensation from the state in the amount of market value or the provision of equivalent comfortable housing.

In addition, the property factor, that is, the financial situation of the migrants, is also taken into account.

If they are registered as low-income and in need of improved housing conditions, then they will be provided with new housing first.

Video: resettlement from dilapidated houses continues

Housing Code

The Housing Code also contains the Housing Code of the Russian Federation, which regulate the provision of other premises for citizens to live in if their house is demolished or declared unfit for habitation.

But, since the current resettlement program ends in 2019, it is planned to introduce amendments to. These amendments will somewhat change the conditions for the resettlement of citizens.

In particular:

• the state invites such citizens to become co-investors in the construction of new housing;
• accelerating the process of building new housing at the expense of citizens’ own funds.

According to the authorities, such measures will help citizens understand that new housing is available. This is not a gift from the state, but a responsible step for which one must bear both material and financial responsibility.

Resettlement program for emergency housing in Russia

Each region of the Russian Federation has its own program for the resettlement of citizens from housing that has been declared unfit for habitation.

That is, the decision to classify a house as emergency or dilapidated housing is made by local authorities. They also resolve issues with providing other housing to displaced people.

After 2019, the resettlement of unsuitable housing continues. This applies to those houses that were recognized as such before 01/01/2012.

But the number of such housing is increasing every year. Therefore, it is necessary to increase the pace of resettlement and develop new programs.

Federal significance

At the federal level, general principles have been developed for programs for the resettlement of property unsuitable for citizens’ lives.

Regional authorities decide on the demolition of dilapidated houses, the resettlement of citizens from dilapidated housing, as well as providing them with new, comfortable housing.

Regional programs for the resettlement of emergency housing and to attract citizens to the construction of new residential complexes are also being developed.

So, for example, in those areas where “Khrushchev” buildings still stand, several comfortable houses can be built, numbering from 10 to 25 floors with established infrastructure.

But the fact is that the majority of citizens who live in such houses are people of advanced and retirement age, and they do not know how government programs and the housing market as a whole operate in our country.

Therefore, you first need to develop methods for maximum familiarization with existing and developing programs, and then tools for information support for such co-investors.

Apartment owners

If the house being resettled contains apartments that are owned, then the principle of action of local authorities with the owners of such apartments is as follows:

1. Mandatory written notification to each owner.
2. Conducting an independent assessment of the apartment being occupied.
3. Signing an agreement with the owner.

The fact is that the owner of the apartment has the right to compensation - in kind or in cash.

If the apartment owner decides that he needs money, the state will be obliged to pay it.

For this purpose, an independent assessment of the apartment being resettled is carried out. The owner is then offered a redemption price. Here you can “bargain”, since the law is on the side of the owner.

If the owner wants to get new comfortable housing, he can count on the same number of square meters as he occupied in the “old” apartment.

But it’s quite difficult to “guess” the footage! Therefore, most often, they take larger apartments, paying extra for the “extra” square meters.

The cost of “state” square meters is slightly lower than on the real estate market. In addition, you can take advantage of government support.

Municipal property

But there are also apartments that are used by citizens on the basis of social rent.

If such a house is resettled, then the state must provide the displaced with comfortable housing, based on the number of people registered in the apartment.

This provision gives rise to fraud on the part of the employer and his relatives.

They are trying to register as many people as possible into their emergency housing, so that later they can get a larger apartment and privatize it.

If the owner of the property, that is, the state, “sees” in these actions the fact of deliberate registration, the tenant may not receive new housing at all.

But, after 2019, the state no longer plans to transfer new housing to displaced people on the right of ownership. An exception is if the owners are co-investors in the construction.

But investors are not always attracted to real estate that is built for government needs.

If such amendments are adopted, then those citizens who could not or did not want to become co-investors in construction will be able to obtain new housing only on the basis of a social tenancy agreement.

Getting an apartment even on social rent will not be easy. This opportunity will be provided only to several categories of citizens:

• for the poor;
• large families;
• pensioners;
• other socially vulnerable categories.

How does resettlement occur?

In order to resettle a particular house, it must be declared unsuitable for citizens to live in.

If the entire building is recognized as such, then all the apartments in it “automatically” become unsuitable.

To do this, you need to write an application to the housing department of the administration. It is better to write a collective statement, but you can also write from each owner or tenant.

Then the following procedure:

Each owner or employer attaches documents to the application. But, before calling an interdepartmental commission, it is worth contacting the local authorities to conduct an examination of the condition of the house.

The examination is carried out by authorized bodies that have a valid SRO permit. At the end of the work, they make a conclusion and pass it on to the initiative group from home.

You need to make several copies of this document - exactly as many as there are owners or tenants in this house.

This document will be attached to the application for the creation of an interdepartmental commission. A copy can be certified by an expert bureau, putting its own stamp on each one.

What should be given in return?

For resettlement and deprivation of living space, citizens have the right to receive compensation.

Compensation can be provided both in cash and in kind. It depends on the basis on which the apartment being moved is used.

If it is in the own possession of one or more citizens, then they have the right to receive both cash and another apartment of similar size.

The amount of money paid depends on the condition of the housing, the area where it is located and other factors.

If the apartment is municipal, then the state must provide other housing in return.

Its area will depend on how many people are permanently registered in this apartment, and on the provision norm established in this region.

The more people are registered, the larger the apartment will be. Although in practice this happens less and less.

And from 2019, the state may stop issuing apartments for social rent altogether. Resettlers will be invited to become co-investors in the construction of new housing, where they will move.

The housing provided in return must be comfortable, regardless of the conditions in which the resettled citizens lived. Well-appointed means comfortable, with amenities and infrastructure.

To speed up the process

The process of resettling citizens and providing them with other, comfortable housing is quite long and painstaking.

But the state gives citizens the opportunity to significantly speed up this process. Acceleration occurs due to the attraction of personal funds of resettled citizens.

They are invited to become co-investors in the construction of a new house or residential complex, where they will move after the house is built and put into operation.

Citizens who agree can use borrowed funds from the bank to participate in construction, or apply to AHML for a subsidy or other government support.

As a rule, the state provides assistance to those citizens who need housing precisely because of resettlement.

Both banks and AHML have several profitable mortgage programs to help those citizens who need housing because their home is considered unsafe or dilapidated.

It is not necessary to buy an apartment of the same size; the state does not limit the wishes of those being resettled.

If possible, you can buy an apartment with a larger area. Investment of citizens' own funds occurs at the initial stage of construction, that is, “at the foundation pit level.”

Therefore, the cost of square meters is much lower than in ready-made houses. In addition, after 2019, the state does not plan to “donate” housing to those being resettled.

New housing will be provided only on the basis of citizen participation in construction.